To be in the service of others is a commitment and a responsibility. Each type of business has its complexities. Securing insurance should be part of your contingency plan. My Business, My Choice has designed a package insurance product to help you meet your business goals. It has benefits needed for all services you offer to your community. It does not only provide you with property coverage in the event of burglary or fire but also liability which may come in many more forms than expected.
Tailored for business operations engaged in retail or commercial environment. My Business My Choice range of Services products are suitable for occupancies such as travel agencies, salons, tailoring shops, clinics, etc.
We offer four plan options for you to choose from, select the plan most suitable to your needs.
Plan I –Standard Cover Basic
Covers your property against fire and lightning, smoke and water damages brought about by Fire
Plan II –Standard Cover Comprehensive
Plan I benefit, PLUS:
- Extended Coverage (smoke damage, falling aircraft, explosion, vehicular impact)
- Riot, Strike & Malicious Damage (RSMD)
- Burglary and Robbery Cover up to P100,000
Plan III –Services Package Basic
- Fire & Lightning
- Burglary & Robbery
Limit of Liability: P100,000.00
Deductible: 10% each and every loss, minimum of P5,000
- Money insurance
Limit of Liability: 25,000.00
Deductible: P2,000 each and every loss
- Accidental Breakage of Fixed Glass/Signage
Deductible: P1,000 each and every loss
- Personal Accident Coverage
Limit of Liability: P50,000.00 each
P10,000.00 Medical Reimbursement
- Third Party Liability Cover
Php200,000 per occurrence (sum insured)
- Premises Operation- protects you in the event of property damage or bodily injury to third parties within your premises
- Tenant Liability- protects owners, lessees, business operators against property damage and bodily injury claims occurring within the insured premises.
- Fire & Explosion Legal Liability- it provides coverage for leased or rented property for which the insured can be held legally liable for damage to property occupied but not owned by the insured.
- Advertising Signs Liability- pays for third party injury arising out of an offense in the course of your advertising activities leading to libel or slander
- Independent Contractors Liability- pays for third party liability caused by the negligence of your independent contractors in case of minor repairs done within your premises.
- Car park Liability- covers loss or damage to motor vehicles and their contents belonging to your Insured’s guests and customers parked within your premises of the Insured but excluding theft of the vehicle
Plan IV –Food & Beverage Package Comprehensive
This cover provides an extension to your Basic Services Insurance Package Plan III benefit, PLUS:
- Extended Coverage (smoke damage, falling aircraft, explosion)
- Riot, Stike & Malicious Damage
Debris Removal – covers costs and expenses incurred in removing debris if the property is destroyed by fire and any other perils insured against – up to Php 100,000
Special Emergency Allowance – awards the Assured within seven days from establishment of liability 15% of the sum insured maximum of Php 300,000 upon incident of a total loss. This is in addition to the sum to be determined after assessment of claim.
Broad Water Damage
Bursting of water tanks, pipes and apparatus
Sprinkler leakage (where applicable)
Exclusions: Business types such as gas stations, spas and fitness centers are excluded under Package III & IV
Protect your business. For more information and business insurance quote, you can contact Mr. John Suedad at 7038279 / 09192143807 or email us at firstname.lastname@example.org